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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180836)

very easy to use, smooth and quick

5
very easy to use, smooth and quick Reviewed on: 7th July 2026

Easy to set up.

5
Easy to set up. Great for bigger purchases Reviewed on: 7th July 2026

Great experience and good customer service and support

5
Great experience and good customer service and support Reviewed on: 7th July 2026

Every time I have a question it's solved same day an...

5
Every time I have a question it's solved same day and the app is very easy to manage Reviewed on: 7th July 2026

Very easy and smooth to use, hassle free and a pleas...

5
Very easy and smooth to use, hassle free and a pleasant experience. Reviewed on: 7th July 2026

Easy to access and add to Google wallet

5
Easy to access and add to Google wallet Reviewed on: 7th July 2026

PayPal credit

5
Easy process to apply, only issue is application says doesn’t effect credit rating but does come as search on report so can effect it Reviewed on: 7th July 2026

PayPal better & secure in many ways

5
I have enjoyed a positive experience when using PayPal especially when disputing issues with vendors both via telephone and text. The advice was helpful in resolving issues.. I find using PayPal much easier for certain purchases & the App is easy to follow with updates & accounts Reviewed on: 7th July 2026

PayPal Credit

4
Fantastic payment options with PayPal Credit Reviewed on: 7th July 2026

Is excellent credit card, especially no interest in...

5
Is excellent credit card, especially no interest in four month Reviewed on: 7th July 2026

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