Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180832)

PayPal excellent service

5
We use PayPal as often as we can and use the spread payment plans at times Reviewed on: 7th July 2026

Easy to use, widely accepted online.

5
Easy to use, widely accepted online. Making payments is simple Reviewed on: 7th July 2026

Great service

5
Widely accepted, and makes paying over time a quick and easy option. Reviewed on: 7th July 2026

All good especially when problems with sellers occur...

5
All good especially when problems with sellers occur and very supportive customer service Reviewed on: 7th July 2026

Easy to use and very clear and easy app

5
Easy to use and very clear and easy app Reviewed on: 7th July 2026

Very easy service to use.

5
Very easy service to use. Clear comms. I was able to make an informed decision quite easily. Reviewed on: 7th July 2026

All good

4
Works well and able to sort issues quickly Reviewed on: 7th July 2026

Great experience and fantastic 4 months 0% interest...

5
Great experience and fantastic 4 months 0% interest rate. Reviewed on: 7th July 2026

Easy to use, great service.

5
Easy to use, great service. PayPal credit makes financing larger items simple. Reviewed on: 7th July 2026

I feel safe knowing my payments are protected by Pay...

5
I feel safe knowing my payments are protected by PayPal. Never had any issues using paypal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101021 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products