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PayPal: PayPal Credit reviews

4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal Credit No 1

5
Its just exceptional Customer service and easy to work through. Reviewed on: 7th July 2026

Very convenient.

5
Very convenient. always available. Reviewed on: 7th July 2026

Never have any issue with payments going through up...

5
Never have any issue with payments going through up to date information on app Reviewed on: 7th July 2026

Good option for shopping online

4
Always easy to use and provides good payment options Reviewed on: 7th July 2026

Quick clear and clean service.

5
Quick clear and clean service. Easy to use and excellemt customer support back-up if there are any problems. I feel dage and reassured with Paypal credit. Paypal cfrdit is abailable on practically every retailer website I use. Thank yoy! Reviewed on: 7th July 2026

Great service as always and very friendly

5
Great service as always and very friendly Reviewed on: 7th July 2026

Its great to know i have the credit available for la...

5
Its great to know i have the credit available for larger purchases and not worry by spreading the cost Reviewed on: 7th July 2026

Easy to apply for easy to use

5
Easy to apply for easy to.use. been using PayPal credit for years the 4 months interest free is amazing for me. Reviewed on: 7th July 2026

Secured and safe

5
The apps is quick to access. Security questions is always asked before log in. globally accepted and we can pay for the product in full or 3 payments. Reviewed on: 7th July 2026

Using PayPal is simple ,easy and quick.

5
Using PayPal is simple ,easy and quick. Love the fact that is there is an issue you are protected and PayPal work hard to get your money back if there is a fraudulent incident Reviewed on: 7th July 2026

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