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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181019)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Using PayPal is simple ,easy and quick.

Using PayPal is simple ,easy and quick. Love the fact that is there is an issue you are protected and PayPal work hard to get your money back if there is a fraudulent incident Reviewed on: 7th July 2026

Paypal is my preferred way to pay due to how safe it...

Paypal is my preferred way to pay due to how safe it is, I have used it since 2003 . and its now the only credit I have - I have always found them fair and helpful. Reviewed on: 7th July 2026

I like using PayPal because it makes payment easier...

I like using PayPal because it makes payment easier and I feel confident that my personal details will be safe. Reviewed on: 7th July 2026

Because l can carry out my financial transactions wi...

Because l can carry out my financial transactions with confidence using this method. Reviewed on: 7th July 2026

If i have a problem they always sort it out...

If i have a problem they always sort it out Reviewed on: 7th July 2026

I love the fact you can pay for dearer items over 3...

I love the fact you can pay for dearer items over 3 months interest payments. Also PayPal are great at helping if you have a dispute with a seller Reviewed on: 7th July 2026

Slick experience.

Slick experience..On the pulse during these strange modern times.. Reviewed on: 7th July 2026

I use PayPal in different ways.

I use PayPal in different ways. Firstly by paying in three separate payments, secondly by PayPal credit or thirdly a straightforward payment directly from a bank account. I. tend to use PayPal particularly on overseas purchases where my personal account information is protected. Reviewed on: 7th July 2026

Would like to have extended offers for long term cus...

Would like to have extended offers for long term customers Reviewed on: 7th July 2026

Fantastic organisation, top supplier, by far exceeds...

Fantastic organisation, top supplier, by far exceeds all other competitors within the market, thought leadership and innovative in the way they support their customers. Reviewed on: 7th July 2026

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