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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181019 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181019)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

5 star service

5* service, highly recommended, trusted site! Reviewed on: 7th July 2026

Easy to use

Great credit facility, so easy to use. Reviewed on: 7th July 2026

Friendly service

Helpful and knowledgeable with technical advice Reviewed on: 7th July 2026

Paypal credit is just so easy to use!

Paypal credit is just so easy to use! I always use Paypal for any online purchases, but knowing I can also get interest free credit off them too, is a complete bonus! Easily applied for on the website that I used for my purchase, too. Regular updates about the balance of the credit, and monthly reminders when the payment is due. Fantastic! Reviewed on: 7th July 2026

It is a great way of getting a more expensive item.

It is a great way of getting a more expensive item. Gives you more time to pay. Reviewed on: 7th July 2026

My review

All positive I'm pleased to say. No difficulties encountered. Reviewed on: 7th July 2026

I’ve had several good experiences with PayPal

I’ve had several good experiences with PayPal Reviewed on: 7th July 2026

Very convenient also very good for unexpected purcha...

Very convenient also very good for unexpected purchases Reviewed on: 7th July 2026

They're always there to fall back on in an emergency...

They're always there to fall back on in an emergency, interest rates are fantastic and the pay in 3 option is a god send Reviewed on: 7th July 2026

Always helpful during tough times when things are ne...

Always helpful during tough times when things are needed but you haven’t got the money in one go Reviewed on: 7th July 2026

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