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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181021 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181021)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

They're always there to fall back on in an emergency...

They're always there to fall back on in an emergency, interest rates are fantastic and the pay in 3 option is a god send Reviewed on: 7th July 2026

Always helpful during tough times when things are ne...

Always helpful during tough times when things are needed but you haven’t got the money in one go Reviewed on: 7th July 2026

Easy & quick check out

Work well as required.Easy & quick to use Reviewed on: 7th July 2026

Easy transactions.

Easy transactions. No hassle. Quick and easy to link to my other bank accounts. Reviewed on: 7th July 2026

Recommend PayPal

I don’t have anything specific to tell you about Reviewed on: 7th July 2026

Pay in three option is very convenient.

The pay in three option is very convenient. Contact with customer service not so good. Reviewed on: 7th July 2026

Flexible pocket pal pays in ways that will astound.

Flexible pocket pal pays in ways that will astound. Reviewed on: 7th July 2026

Never had an issue

Never had a single issue. Always reliable Reviewed on: 7th July 2026

PayPal credit is good for getting things you need be...

PayPal credit is good for getting things you need before you get paid Reviewed on: 7th July 2026

Great for making payments in instalments

Great for making payments in instalments Reviewed on: 7th July 2026

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