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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181022 reviews)

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4.73

Based on 181,014 reviews, last reviewed 22nd Jul 2026

197% increase in 5 star reviews

in the past 90 days

251% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181022)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great for making payments in instalments

Great for making payments in instalments Reviewed on: 7th July 2026

Nice and clear - easy to use nice...

Nice and clear - easy to use nice app Reviewed on: 7th July 2026

Paypal has really helped me in alot of ways .

Paypal has really helped me in alot of ways .easy to access and give me alot of time to pay back.no stress. Reviewed on: 7th July 2026

Always happy to help and always there to help you

Always happy to help and always there to help you Reviewed on: 7th July 2026

Ease of Use and accepted everywhere.

Ease of Use and accepted everywhere. Reviewed on: 7th July 2026

Paypal customer service is excellent and people reso...

Paypal customer service is excellent and people resolve the issues on the spot. Reviewed on: 7th July 2026

I love my paypal and advocate it to everyone i know...

I love my paypal and advocate it to everyone i know it has been a lifeline for me and very helpful Reviewed on: 7th July 2026

Straight forward, informative & easy to use

Straight forward, informative & easy to use Reviewed on: 7th July 2026

An all positive experience and great app.

An all positive experience and great app. Reviewed on: 7th July 2026

Simplicity is ideal!

Having had an account with PayPal for several years, I'm often comforted by the ease of transactions and how I get to choose between instant payments, delayed payments, or broken-down payments using the pay in three option. It also gives me a sense of security because there's that extra level of protection when paying with PayPal instead of just a debit card Reviewed on: 7th July 2026

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