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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Fantastic

5
Great products and services, easy to use app. Reviewed on: 14th July 2026

Use regularly, simple secure and flexible.

5
Use regularly, simple secure and flexible. Reviewed on: 14th July 2026

Superb App and service

5
Fantastic cant fault them very good service Reviewed on: 14th July 2026

Straightforward and easy to apply no difficulties wi...

5
Straightforward and easy to apply no difficulties with PayPal and fast application. Reviewed on: 14th July 2026

PayPal credit is great!

5
It’s really easy to set PayPal credit and really easy to use Reviewed on: 14th July 2026

So convenient, makes money management easier

5
So convenient, makes money management easier Reviewed on: 14th July 2026

This has helped me out so many times when ive needed...

5
This has helped me out so many times when ive needed something but having to wait for payday it really comes in handy, app is easy to use. Very happy I was accepted for PayPal credit Reviewed on: 14th July 2026

really easy to set up and very effective

5
really easy to set up and very effective Reviewed on: 14th July 2026

PayPal excellent Finance Provider

5
Have not problems with using PayPal and their flexible interest payment methods Reviewed on: 14th July 2026

Ease of use, helpful customer service

4
Ease of use, helpful customer service Reviewed on: 14th July 2026

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