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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,022 reviews, last reviewed 23rd Jul 2026
191% increase in 5 star reviews
in the past 90 days
241% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026
Marie s's avatar
Marie s

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181023)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

PayPal Credit is basically my budget's favorite side...

5
PayPal Credit is basically my budget's favorite sidekick. It lets me spread the cost without the usual headache, checkout is quick, and it's saved me from that painful "all at once" payment more than once. My bank account stays calmer, and I still get what I need, everyone wins. Reviewed on: 7th July 2026
Gordon Ecklesby's avatar
Gordon Ecklesby

Easy to access and use in a wide variety of...

5
Easy to access and use in a wide variety of retailers Reviewed on: 7th July 2026
paul aird's avatar
paul aird

This has been useful to purchase goods especially th...

5
This has been useful to purchase goods especially the more expensive. Helping to spread the cost helps Reviewed on: 7th July 2026
Jo R's avatar
Jo R

Pay in 3

5
I like pay in 3 it really helps if you can’t pay for it all at ones Reviewed on: 7th July 2026
Laura 's avatar
Laura

A handy digital payments tool

5
PayPal is incredibly easy to use, anytime and anywhere, which makes it a reliable digital payment option. I like that it works both as a straightforward payment method and as a flexible credit-style tool with its Pay Later feature. Reviewed on: 7th July 2026
Asih Williams's avatar
Asih Williams

All queries answered promptly.

5
All queries answered promptly.clear and concise. Reviewed on: 7th July 2026
MR S's avatar
MR S

Good fast and no problem.

5
Good fast and no problem. App as well look pretty much easy Reviewed on: 7th July 2026
Kamil f's avatar
Kamil f

Great credit source with full transparency and infor...

5
Great credit source with full transparency and information given to clients, you know exactly where you stand and can pay off sooner or later depending on circumstances. Reviewed on: 7th July 2026
Max Owl's avatar
Max Owl

The best

5
Using PayPal Credit is more efficient and very easy, especially for all my transactions. You can easily cancel it if anything happens. You can choose their 3-month pay-in instalments without interest. They give you as well a 5 months or so to pay your credit if you eligible the interest is not that high as well, thats why in all my credit cards only paypal i always stick around when using it a payment.. Reviewed on: 7th July 2026
Vanessa m's avatar
Vanessa m

Easy to use easy to pay back also offer 0%...

5
Easy to use easy to pay back also offer 0% interest Reviewed on: 7th July 2026
Dean s's avatar
Dean s

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