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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181024 reviews)

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4.73

Based on 181,022 reviews, last reviewed 23rd Jul 2026

191% increase in 5 star reviews

in the past 90 days

241% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent smooth sailing easy to use helpful custome... Excellent smooth sailing easy to use helpful customer service support Reviewed on: 23rd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181024)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I HAVE NEVER HAD ANY ISSUE WITH MY TRANSACTIONS.

I have great experience with paypal. Reviewed on: 7th July 2026

good customer service , reliable.

good customer service , reliable. Reviewed on: 7th July 2026

Easy to use, incredibly handy payment platform

Easy to use, incredibly handy payment platform Reviewed on: 7th July 2026

So far so good, keep up the good work

So far so good, keep up the good work Reviewed on: 7th July 2026

Absolutely transformed how I pay online

PayPal has absolutely transformed how I pay for things online. I’ve been using it for many, many years now because I feel safe using it. In fact, now I always look for the PayPal button for reassurance. I’ve only ever had excellent service and very quick resolution when any issue arises. Reviewed on: 7th July 2026

Always an Excellent Positive Experience

I have been using PayPal Credit for several years now, and I am thoroughly impressed with the service. The application process was quick and straightforward, making it easy to access credit without unnecessary hassle. What stands out most is the flexibility PayPal Credit offers in managing payments, allowing me to spread the cost of purchases comfortably over time. Their Customer Service has been so responsive and most helpful whenever I had questions, which adds to the overall excellent positive experience. The integration with PayPal’s secure platform gives me total, confidence, in the safety of my transactions. Additionally, the transparent terms and clear communication ensure there are no hidden surprises or, fees. PayPal Credit has made shopping wholly accessible and convenient, especially for larger purchases, and I highly recommend it to anyone looking for a reliable and user-friendly retail finance option. It truly deserves to win the Best Retail Finance Provider award! Reviewed on: 7th July 2026

Purchasing power of Paypal

Ready available for online purchases and offers three months interest payments on items over a certain value. This to me is the difference between buying a product or not. Also the credit card offers four interest free month payments on purchases over £100 and can be when out shopping. Again a plus in favour of buying. Reviewed on: 7th July 2026

Pay in 3

Pay in 3 is very useful for large purchases. Reviewed on: 7th July 2026

PayPal excellent

Overall experience everything is excellent with PayPal Reviewed on: 7th July 2026

Great provider and customer care.

Great provider and customer care. Reviewed on: 7th July 2026

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PayPal: PayPal Credit reviews

191% increase in 5 star reviews

241% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

PayPal PayPal Credit reviews (181024)

Very easy to navigate through the PayPal app & helps...

I HAVE NEVER HAD ANY ISSUE WITH MY TRANSACTIONS.

good customer service , reliable.

Easy to use, incredibly handy payment platform

So far so good, keep up the good work

Absolutely transformed how I pay online

Always an Excellent Positive Experience

Purchasing power of Paypal

Pay in 3

PayPal excellent

Great provider and customer care.

Do you have a different PayPal product?

Want to see more from PayPal?

Pay in 3

Payments

Credit card

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