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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180896)

Easy to navigate ,flexible well maintained

5
Easy to navigate ,flexible well maintained Reviewed on: 12th June 2024

Pay pal credit is a much better alternative to bank...

5
Pay pal credit is a much better alternative to bank credit cards in my opinion, It gives you the flexibility to pay for things later and stretch payments out at great rates Reviewed on: 12th June 2024

It’s always been so easy to use also any problems th...

5
It’s always been so easy to use also any problems they get solved very quickly Reviewed on: 12th June 2024

I have used PayPal credit for some time now as my pr...

5
I have used PayPal credit for some time now as my preferred payment for online purchases. It is simple to use. Repayment is flexible. No interest if pay before deadline is great. Better than most credit cards by a long shot. Reviewed on: 12th June 2024

simple brilliant platform !!

5
Always very easy to use, always there if assistance is needed and just an all round perfect platform. Reviewed on: 12th June 2024

Instant credit and easy to use, can use it for at of...

5
Instant credit and easy to use, can use it for at of companies and shops online Reviewed on: 12th June 2024

perfect way to pay

5
never had an issue with anything. always a good experience Reviewed on: 12th June 2024

Simple and easy to use.

5
Simple and easy to use. Will continue to use in the future Reviewed on: 12th June 2024

Very very very very excellent service

5
Very very very very excellent service Reviewed on: 12th June 2024

Never had an issue - fair service and not predatory...

5
Never had an issue - fair service and not predatory with interest rates. I always pay with PayPal where I can knowing there is security and help if required to resolve disputes. Reviewed on: 12th June 2024

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