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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180891)

Very quick and easy!

5
Very quick and easy, I bought a laptop and paid over a year! It’s easy to see your balance on the app, and the security seems to be very robust Reviewed on: 12th June 2024

It offers hassle-free 3-month payment opportunity an...

5
It offers hassle-free 3-month payment opportunity and loan opportunity. I used both without any problems. A great application for installment payments. Reviewed on: 12th June 2024

Very easy to use and make purchases.

5
Very easy to use and make purchases. Reviewed on: 12th June 2024

I use PayPal for online purchases as I trust that my...

5
I use PayPal for online purchases as I trust that my transaction are safe and it gives me flexibility whether I choose to pay via my bank or use PayPal credit or spread the cost of a larger purchase. Reviewed on: 12th June 2024

Good service there is guarantee money back

4
Good service there is guarantee money back Reviewed on: 12th June 2024

Pay Pal Excellence

5
Never had any concerns with pay pal and I use constantly. Absolutely positive in all aspects. Reviewed on: 12th June 2024

Quick response with transaction

5
Quick response with transaction and good value for money on all items. Reviewed on: 12th June 2024

PayPal provides a great shopping experience!

5
I have had a great experience with PayPal so far and would recommend it to anyone of my friends an family and I can use it on lots of websites when doing my Internet shopping. Reviewed on: 12th June 2024

Great company always there to help no matter time or...

5
Great company always there to help no matter time or day Reviewed on: 12th June 2024

Paypal helps people purchase safely.

5
Paypal helps people purchase safely. I had an item order that hasn’t been delivered. It was very easily dealt with by paypal. No long conversation, it’s just a click of a button and done. Reviewed on: 12th June 2024

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