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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180889)

Simple and easy to use

5
Paying for goods is very simple using PayPal. Money is simple and easy to transfer to my bank account. Reviewed on: 12th June 2024

I have used PayPal for many years and I can’t fault...

5
I have used PayPal for many years and I can’t fault there service I have never had any issues and its excellent what services they offer Reviewed on: 12th June 2024

All well but I do think Apr should be a...

5
All well but I do think Apr should be a bit lower Reviewed on: 12th June 2024

Very convenient and accessible .

5
Very convenient and accessible .I ve been using it for may years and I'm so satisfied Reviewed on: 12th June 2024

PayPal are always easy to deal with and very fair.

5
PayPal are always easy to deal with and very fair. Quick responses to emails and regular communication which is always pleasant and well mannered. I am confident that if I have to contact paypal they are an excellent company ro deal with Reviewed on: 12th June 2024

PayPal credit has helped me a lot financially, it’s...

5
PayPal credit has helped me a lot financially, it’s easy to use and understand. Reviewed on: 12th June 2024

Needs real time viewing on app

4
The app needs to work on real time when paying money off bill and needs to show more detail on transactions made Reviewed on: 12th June 2024

Great company, fantastic customer service!

5
Great company, fantastic customer service! Reviewed on: 12th June 2024

Yust, Great Experience, Everything so far without an...

5
Yust, Great Experience, Everything so far without any complain. Reviewed on: 12th June 2024

This is a great facility.

5
This is a great facility. Easy to use and keep check on spending. Reviewed on: 12th June 2024

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