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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180874)

PayPal is trustworthy

5
PayPal is trustworthy and always offers suitable for me Reviewed on: 12th June 2024

PayPal is an excellent service

5
PayPal is an excellent service along with excellent customer service Reviewed on: 12th June 2024

Paying on line

5
Works great for paying online or spreading costs if needed Reviewed on: 12th June 2024

overview

4
Easily used app, good detail provided and decent offers. Do feel that their competitions/opportunities to win could be better. Reviewed on: 12th June 2024

So helpful when stuck

5
I was stuck when some appliances in the home broke unexpectedly and pay pal credit allowed me to buy the items we needed as a family and spread the repayments. Reviewed on: 12th June 2024

It’s really handy to use and helps spread the cost out.

5
It’s really handy to use and helps spread the cost out. Reviewed on: 12th June 2024

I always had a good experience using PayPal, no prob...

5
I always had a good experience using PayPal, no problems and good chances to bet approved for an account. The app is excellent and I never had any issues with it. Reviewed on: 12th June 2024

Useful tool, would be good to have the option to req...

5
Useful tool, would be good to have the option to request credit increases Reviewed on: 12th June 2024

Easy to navigate and convenient application.

5
Easy to navigate and convenient application. Spread your payments on big money items. Reviewed on: 12th June 2024

Easy to use, would highly recommend

5
Easy to use, would highly recommend Reviewed on: 12th June 2024

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