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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180876)

Really easy to manage and also to access your accoun...

5
Really easy to manage and also to access your account with a variety of different vendors Reviewed on: 12th June 2024

A Great Company, always there to help

5
A Great Company, always there to help Reviewed on: 12th June 2024

Very quick and easy to apply for the credit, enablin...

5
Very quick and easy to apply for the credit, enabling speedy purchases with convenient repayment options. Reviewed on: 12th June 2024

I use PayPal credit regularly and have had no issues...

5
I use PayPal credit regularly and have had no issues Reviewed on: 12th June 2024

Life saver

5
I love being able to get things we really need but use the pay in 3s it's been a life saver Reviewed on: 12th June 2024

Great way to make purchases if I want to pay over time.

5
Great way to make purchases if I want to pay over time. It's quick and easy and I never have a problem getting approved. It's also easy to make payments and setup payments for the future. It's been a big help when we needed large items for the family or even things like school clothes. Thank you! Reviewed on: 12th June 2024

Can't praise it enough.

5
Can't praise it enough. Assisted me to complete a home improvement project with no stress regarding interest and gave me some breathing space. Thank goodness for Paypal credit. Reviewed on: 12th June 2024

Always plany of time to pay and low rate

5
Always plany of time to pay and low rate Reviewed on: 12th June 2024

I've had pay in 3 a few times now never had a problem.

5
I've had pay in 3 a few times now never had a problem. Very quick and easy to do. Reviewed on: 12th June 2024

Never had a problem.

5
Never had a problem. Even when contacting them, they're always helpful and polite. The app itself is clear but concise- giving exactly what you need but not overloading you with complexity or useless information Reviewed on: 12th June 2024

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