Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180878 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180879)

I am very impressed with PayPal Credit.

I am very impressed with PayPal Credit. I have used it several times to purchase online and pay back the full amount later in four small budget. The customer service is amazing and very helpful. I had a problem with my payment once while I was abroad, I contacted them and they were very kind and helpful I really recommend it Reviewed on: 12th June 2024

I have never had any issues with paypal credit

I have never had any issues with paypal credit, if the item I order ever gets returned the money is always taken off the credit amount so it's available to use on other items or products. I like the way they have 4 months interest free on alot of things aswell so it makes whatever your buying more affordable Reviewed on: 12th June 2024

Love paypal!

Very great deals. I love paypal pay in 3 with no interest. I love that the money goes straight from my account to another in where ever you are. I love using paypal it's simple and quick . Reviewed on: 12th June 2024

I always use PayPal credit it was a life changer for...

I always use PayPal credit it was a life changer for me at a time I was really struggling Reviewed on: 12th June 2024

PayPal is a great way to pay for item and and also t...

PayPal is a great way to pay for item and and also to purchase items as well. Reviewed on: 12th June 2024

Easy to use.

Easy to use. Always receive help with an issue when required. Problem is always resolved. Reviewed on: 12th June 2024

Pay in 3 good, no xp with customer service.

So far haven't had to deal with customer service so no idea how they respond. The pay in three is my main use on the credit side as it allows for spreading payment without building debt. Reviewed on: 12th June 2024

Customer Service is swift to rectify complaints

Customer Service is swift to rectify complaints Reviewed on: 12th June 2024

I recently had the pleasure of using PayPal Credit,...

I recently had the pleasure of using PayPal Credit, and the experience was nothing short of exceptional. From the moment I opted in, the process was incredibly smooth and user-friendly. Signing up for PayPal Credit was straightforward, with clear instructions and instant approval, allowing me to start using my credit line immediately. One of the standout features is the flexibility it offers. I made several purchases, both small and significant, without any hassle. The ability to split larger expenses into manageable monthly payments has been a game-changer for my budgeting. Moreover, PayPal Credit often provides promotional offers, such as no interest if paid in full within six months, which adds tremendous value. The integration with my existing PayPal account made managing payments effortless. The user interface is intuitive, providing a clear breakdown of my spending, due dates, and available credit. Notifications and reminders ensure I never miss a payment, helping me maintain a good credit standing. Customer service also deserves a mention. On the one occasion I needed assistance, the support team was responsive, knowledgeable, and resolved my query efficiently. Overall, PayPal Credit has enhanced my financial flexibility and purchasing power, making it an indispensable tool in my financial toolkit. I highly recommend it to anyone looking for a reliable and convenient credit solution. Reviewed on: 12th June 2024

Useful credit card whit benefits

Useful credit card whit benefits Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101081 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub