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PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180882)

Easy to use and straightforward.

5
Easy to use and straightforward. Reviewed on: 12th June 2024

no issues

5
Never had any issues, extremely handy and convenient, stress free way to pay Reviewed on: 12th June 2024

Brilliant service

5
Never ever had a problem with it. If it isn’t broken, don’t fix it. Reviewed on: 12th June 2024

Best way to buy

5
Well,gd way to shop around safe,I love it Reviewed on: 12th June 2024

Easy to use, straight forward and clear.

5
Easy to use, straight forward and clear. Reviewed on: 12th June 2024

Really good and fast and smooth to use best out...

5
Really good and fast and smooth to use best out there Reviewed on: 12th June 2024

I always use PayPal credit and I can't say enough ab...

5
I always use PayPal credit and I can't say enough about how useful it's been to me when user properly of course. Customer service is always too notch wjdn I've needed it as well. Reviewed on: 12th June 2024

Love being able to buy things and have 4months to pa...

5
Love being able to buy things and have 4months to pay interest free. Reviewed on: 12th June 2024

Very helpful and alot to buy big things

5
Very helpful and alot to buy big things Reviewed on: 12th June 2024

The flexibility on offer at anytime of day makes the...

5
The flexibility on offer at anytime of day makes the process of borrowing and splitting payments on purchases easy. With the 4 months at 0% and monthly payments marked clearly, I know where I am and how to budget. Customer service is reached easily but by telephone could be easier for the disabled. Reviewed on: 12th June 2024

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