Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180867)

5 stars for PayPall

5
Very good source of money, pay everything with paypall /credit. Reviewed on: 12th June 2024

Easy to set up and use.

5
Easy to set up and use. Easy to pay off and shows when interest will be incurred from transactions. Reviewed on: 12th June 2024

Easy to use and easy to manage, my favourite payment...

5
Easy to use and easy to manage, my favourite payment method for online shopping! Reviewed on: 12th June 2024

I am not satisfied with the communication related to...

4
I am not satisfied with the communication related to missing payments, it is always happening after the fact specially if the payment was scheduled but it didn’t go through Reviewed on: 12th June 2024

PayPal credit - easy to use, flexible, lifesaving!

5
PayPal credit is very easy to use, flexible and allows me to spread big purchases over multiple months interest free. Cannot fault it. Reviewed on: 12th June 2024

Easy to use

4
Not had any problems and the pay in 3 is really easy to set up and pay Reviewed on: 12th June 2024

I trust paypal completely

5
Every time I buy online I use PayPal as I trust it completely Reviewed on: 12th June 2024

So easy to use pay in 3 or interest 3...

5
So easy to use pay in 3 or interest 3 over 4 months Reviewed on: 12th June 2024

Great love it

5
Great and always helpful and happy to be of assistance when required Reviewed on: 12th June 2024

Good service and value overall.

5
Good service and value overall. Can't really complain, 0% over 3 months option can be excellent for cashflow management without incurring additional costs. Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101073 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products