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PayPal: PayPal Credit reviews

4.90
Based on 108,296 reviews, last reviewed 16th May 2026
2649450% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A good credit card system, with a snag to be aware of! A good credit card system, although I didn't realise when you make. a payment to PayPal it can take quite a few days to credit your account after you'... Read more Reviewed on: 16th May 2026
David Short's avatar
David Short

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108296)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

An easy way to spread costs and to make purchases se...

5
An easy way to spread costs and to make purchases securely. Reviewed on: 14th May 2026

Happy customer

5
It’s very good made me do purchases for future in present Reviewed on: 14th May 2026

Useful platform

5
Useful to.use a digitsl platform Reviewed on: 14th May 2026

PayPal is great to use and very secure and good way...

5
PayPal is great to use and very secure and good way if you need credit Reviewed on: 14th May 2026

Easy credit

5
Its easy in setting up PayPal credit and very convenient in using it for online shopping Reviewed on: 14th May 2026

Excellent service.

5
Excellent service..fast and safe Reviewed on: 14th May 2026

PayPal why not !!

5
So easy to use and 3 months free credit !using the app make it easy to manage your account Reviewed on: 14th May 2026

Great business with them.

5
Great business with them.I have a good experience with them. Really there when I need them Reviewed on: 14th May 2026

One in Theee

5
I use the 3payments it's so convenient it takes minutes to organise Reviewed on: 14th May 2026

Very easy to use and quick communication if anything...

5
Very easy to use and quick communication if anything isn’t right Reviewed on: 14th May 2026