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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,053 reviews, last reviewed 26th Jul 2026

151% increase in 5 star reviews

in the past 90 days

203% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181053)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great app and great service overall, reminder notifi...

Great app and great service overall, reminder notifications and emails are especially helpful for me Reviewed on: 14th July 2026

Always easy to use

Always easy to use, there are many different options to make purchases such as pay in 3 and PayPal credit to spread costs. I feel like my money is covered if I need to request a refund so it feels like a safe way to make purchases. Reviewed on: 14th July 2026

Simple and quick to arrange

Arranging this credit was quick and easy, and confirmed my decision to purchase Reviewed on: 14th July 2026

Always easy to use and manage and great to have the...

Always easy to use and manage and great to have the flexibility to pay in 3 or PayPal credit or just use bank card through PayPal and feel at ease that there is extra protection through paypal Reviewed on: 14th July 2026

Pay in 3 option

Pay in 3 option it is my favourite Reviewed on: 14th July 2026

Lovely credit service.

I have been using PayPal credit for a while now and they have been absolutely amazing. Easy enough to pay off the monthly minimum or change the amount. I would definitely recommend. Reviewed on: 14th July 2026

Very easy to use and secure way to pay

Very easy to use and secure way to pay Reviewed on: 14th July 2026

PayPal make it easy

PayPal make it easy to buy items, the 3 /4 month payback that is offered on larger items is super easy to apply for and makes it easier to bu those larger household items Reviewed on: 14th July 2026

Have both bad and good, i believe paying by PayPal y...

Have both bad and good, i believe paying by PayPal you cover, protected but is the order way round. Reviewed on: 14th July 2026

I love PayPal Credit, however, the only thing I woul...

I love PayPal Credit, however, the only thing I would say is that my direct debit never goes out on the day it is supposed to because of the processing time, which is a hassle for someone like me that has DD’s going out left right and centre, but every other company takes the DD out on the day it’s scheduled for which makes my money easier to track. Reviewed on: 14th July 2026

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