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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179784)

Extremely easy to use and handy to have.

5
Extremely easy to use and handy to have. Reviewed on: 11th June 2024

Difficult to get the answer you looking for

3
Difficult to get the answer you looking for Reviewed on: 11th June 2024

Easy access, streamline and terms are clearly stated...

5
Easy access, streamline and terms are clearly stated so you aren’t caught out Reviewed on: 11th June 2024

Always there when you need it !

5
Never had a problem with PayPal really, I use it all the time from just buying day to day stuff or big purchases, definitely with the credit side of it. I do always tell people to use it who do have the app as it’s just really useful and most people don’t know about it iv’e spoken too Reviewed on: 11th June 2024

Quick and Simple

5
Everything is easy to use, simple and fast. Transferring money between friends, sorting out credit, all can be done quick and easy. Reviewed on: 11th June 2024

The PayPal credit is a bomb .

5
The PayPal credit payment has given me an immeasurable assistance towards payment for numerous items purchased on credit. The payment summary and updates are very straight forward and transparent. Reviewed on: 11th June 2024

Great and easy to use app.

5
Great and easy to use app. Helpful customer care. Reviewed on: 11th June 2024

Easy to use very straightforward

5
Easy to use very straightforward Reviewed on: 11th June 2024

paypal is worth using

5
good experience never had any issues Reviewed on: 11th June 2024

I would recommend having PayPal credit, anything ret...

5
I would recommend having PayPal credit, anything returned and I use PayPal, always let you know that’s it’s credited back, the benefit is that you can use PayPal in different ways, Reviewed on: 11th June 2024

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