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PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179942)

Credit with a smile.

5
Credit with a smile.Helps you when finances are tight, spreading the load,. Its been a god send to me. Reviewed on: 11th June 2024

Always prompt and efficient on the rare occasion a p...

5
Always prompt and efficient on the rare occasion a problem occurs- hassle free- highly recommend this service. Reviewed on: 11th June 2024

NEVER HAD A PROBLEM USING PAYPAL I FIND IT VERY...

5
NEVER HAD A PROBLEM USING PAYPAL I FIND IT VERY USEFULL Reviewed on: 11th June 2024

Great for budgeting

5
Helps me afford larger items I need to buy so I can pay it back at an affordable price for me each month Reviewed on: 11th June 2024

It’s great, very useful and handy.

5
It’s great, very useful and handy. All my payments go through PayPal Reviewed on: 11th June 2024

Thumbs up

5
Interest free payment for 4 months is great in a squeeze and paying is easy and secure. Reviewed on: 11th June 2024

Great fantastic

5
Enjoying PayPal well because is easy to pay mostly everywhere Reviewed on: 11th June 2024

Easy and safe payment online

5
Easy to use and a safe way to pay online. Reviewed on: 11th June 2024

Easy to apply and the app provides the detail you ne...

5
Easy to apply and the app provides the detail you need which means you are on control of your money. Highly recommended to anyone that needs a line of easy to use credit. Reviewed on: 11th June 2024

A Great Experience.

5
PayPal is fantastic to to purchase goods in so many ways. Thanks PayPal Reviewed on: 11th June 2024

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