Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180395 reviews)

View other PayPal products

4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180462)

Great opportunity

Great opportunity, especially better than normal banks, easy to apply and use. Reviewed on: 7th July 2026

PayPal credit was very quick and easy to use - it he...

PayPal credit was very quick and easy to use - it helped me out when money was tight and has the four month grace for 0% apr has been great for repayments of money borrowed. Reviewed on: 7th July 2026

Paypal credit a seamless experience

I've use PayPal credit for many purchases and it has been an easy stress free way of me spreading the cost of expensive items. Using the interest free option is the perfect way to limit your monthly outgoings but still be able to buy those high value items. All is managed perfectly through the app and like pay in 3 you van pay off your credit balance whenever you like Reviewed on: 7th July 2026

0% for 4 months - Great

The best experience as a Muslim with “0% for 4 months has helped a lot Reviewed on: 7th July 2026

Reliable security and easy to use.

Reliable security and easy to use. Reviewed on: 7th July 2026

Always there for me when I need it

Always there for me when I need it and when I needed it in an emergency. Reviewed on: 7th July 2026

Jusy very happy with the servis it provides

Jusy very happy with the servis it provides Reviewed on: 7th July 2026

useful service

Found it useful and reliable. . . Reviewed on: 7th July 2026

I use PayPal credit if I need an item but don’t want...

I use PayPal credit if I need an item but don’t want to pay the full price straight away. I use pay in 3 a lot as it breaks the item amount down in to three manageable monthly payments. I also use PayPal credit if I need more time to pay larger amounts off over a longer space of time. It’s very quick and easy to do. Reviewed on: 7th July 2026

Multiple pay options that make budgeting easier.

Multiple pay options that make budgeting easier. Helpful when you need to replace the essential home appliances. Helpful and clear information. The app is easy to use (even for me!) and helps me see when payments are due. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3854 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 100807 reviews
Credit card
from PayPal 4.70 from 123 reviews
Payments
from PayPal 4.70 from 3855 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub