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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180188 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180289)

I think having PayPal credit is very useful and they...

I think having PayPal credit is very useful and they don’t charge a fortune like other credit cards without PayPal credit I wouldn’t be able to get my dogs insulin as and when I need it and I like that minimum payment is also very low Reviewed on: 7th July 2026

PayPal a fantastic, stress-free option

I’ve been using PayPal Pay in 3 for a while now, and honestly, I am incredibly happy with how it works. When you need to make a larger purchase but want to avoid the immediate hit to your current account, this service is a fantastic, stress-free option. Reviewed on: 7th July 2026

I find the extended credit very useful and now I hav...

I find the extended credit very useful and now I have the credit card it is ideal for essential items that are required at awkward times Reviewed on: 7th July 2026

Simple and easy to use and I trust Pay Pay if any is...

Simple and easy to use and I trust Pay Pay if any issues Reviewed on: 7th July 2026

Simple and effective

Quick and simple easy to use and set up. Not completelyz Reviewed on: 7th July 2026

I have used this several times and it’s been great a...

I have used this several times and it’s been great and helpful at times Reviewed on: 7th July 2026

excellent banking app

makes purchases on line much safer good credit provider Reviewed on: 7th July 2026

flexible & friendly!

paypal pay in 3 has allowed me to make purchases much earlier than i could without paypal. it lets me organise my payments to suit myself, it feels GREAT to be able to make a payment early when i can. Reviewed on: 7th July 2026

My experience with PayPal has been smooth and reliable.

My experience with PayPal has been smooth and reliable. Payments are processed quickly, and I appreciate how easy it is to manage transactions from one place. The security features give me confidence, and customer support has been helpful whenever I’ve needed clarification. Overall, it’s a service I trust for everyday use. Reviewed on: 7th July 2026

All all good

All good awards programme good all Reviewed on: 7th July 2026

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