Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180086)

Paypal is incredibly easy to navigate

5
Paypal is incredibly easy to navigate Reviewed on: 7th July 2026

PayPal credit is reliable and easy to use

5
PayPal credit is easy to use and if you have any problems or questions they are always there to help Reviewed on: 7th July 2026

Very easy to use & provides protection on purchases

5
Very easy to use & provides protection on purchases Reviewed on: 7th July 2026

Very Satisfying Customer Experience

5
Very convenient and easy access on your App with great offers. Reviewed on: 7th July 2026

If I've ever had issues, it has been resolved prompt...

5
If I've ever had issues, it has been resolved promptly and professional manner Reviewed on: 7th July 2026

Great & easy to manage.

5
I’ve found using PayPal credit excellent, very easy to manage and track using the PayPal app. Making repayments is quick and simple. I would definitely recommend to friends and family. Reviewed on: 7th July 2026

Pay in three and 4 months interest free credit are e...

5
Pay in three and 4 months interest free credit are easy to use. The latter I can pay off as I wish. I have used it a number of times plus I get the usual PayPal protection. Reviewed on: 7th July 2026

Very reliable honest review

5
Very reliable. Good customer service Reviewed on: 7th July 2026

Very Reassuring!

5
Very reassuring that PayPal has my back. I can pay for things with assurance that I’m covered. Reviewed on: 7th July 2026

Patience and timely assistance

5
I have had payment issues which have been resolved swiftly after contacting paypal. They were very patient, offered timely help and good advice. I would highly recommend. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100639 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 123 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3854 reviews
    PayPal
    View all products