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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179927 reviews)

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4.73

Based on 179,546 reviews, last reviewed 14th Jul 2026

571% increase in 5 star reviews

in the past 90 days

631% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (179942)

PayPal always works very well for me ’s easy to...

PayPal always works very well for me, it’s easy to use from sites with a link to buy Reviewed on: 7th July 2026

Always Reliable

Been using PayPal for about 15 years. Always my preferred method of payment. Always supported me if a refund was necessary from an uncooperative vendor. Reviewed on: 7th July 2026

Pay Pal is awesome

Pay Pal is quick, convenient and easy to use, their communication and customer service is first class and they are accepted by a huge range of traders and companies. Wouldn't be without them. Reviewed on: 7th July 2026

Useful to have

Use PayPal pay in 4 and credit. It is easy to set up and nake payment. Reviewed on: 7th July 2026

Brilliant, easy to pay with my PayPal card which arr...

Brilliant, easy to pay with my PayPal card which arrived very quickly. Points add up and its an easy process to spend them when paying for things Reviewed on: 7th July 2026

great services goid interest rate easy to use

great services goid interest rate easy to use Reviewed on: 7th July 2026

Useful, but was difficult to set up as my preferred...

Useful, but was difficult to set up as my preferred payment method on PayPal's own online checkout, or in my online account. Reviewed on: 7th July 2026

I’ve had a great experience with PayPal Credit.

I’ve had a great experience with PayPal Credit. The application was quick and easy, and it’s been really useful for spreading the cost of larger purchases. The interest-free offers have helped me manage my finances, and the app makes it easy to keep track of my balance and payments. Everything has been straightforward, and I’ve never had any issues. Overall, I’d definitely recommend PayPal Credit to anyone looking for a flexible and convenient way to manage their spending. Reviewed on: 7th July 2026

PayPal and PayPal credit

I find PayPal extremely convenient for online purchases. I have confidence that should issues occur, PayPal have my interest and my money at the forefront of their priorities. In recent times, I have raised several cases when purchases have failed or been unresolved from the sellers side. Opening a case with PayPal and providing the necessary information has always resulted in quick resolution and restoration of the funds back to my account. I also take advantage of PayPal credit. This offers me up to 4 months interest free purchasing power. Where possible, and generally nearly every merchant accepts it. This allows me to budget successfully when making expensive purchases and not pay increased costs due to high interest rates. For me personally, PayPal has been an awesome resource that has allowed me to pursue my interests without having to concern myself over financial concerns. Reviewed on: 7th July 2026

I contacted PayPal before online and over the phone.

I contacted PayPal before online and over the phone. My experience was ok. Reviewed on: 7th July 2026

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