Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (179784)

BEST AFFORDABLE WAY TO PAY

5
I have been with PayPal since 2005 and I have been very satisfied with the customer services provided including the many offers provided by PayPal in buying products online, paying in 3, 4 months without interest including the long term up to 36 months interest free. The above offers make it easier, affordable to one's budget. No wonder I have been with PayPal for nearly 21 years Reviewed on: 7th July 2026

Trusted company

4
Ive never had a problem with PayPal. They have always kept me notified of any updates or issues. Reviewed on: 7th July 2026

Great, easy to pay and receive money

5
Great, easy to pay and receive money Reviewed on: 7th July 2026

PayPal is a transparent and easy to use credit service.

5
PayPal is a transparent and easy to use credit service. Reviewed on: 7th July 2026

I have had a very good experience with Paypal.

5
I have had a very good experience with Paypal. It is secure and trustworthy Reviewed on: 7th July 2026

There just great I've never had a problem and I'm 20...

5
There just great I've never had a problem and I'm 200% sure if I did they would sort it out no worries Reviewed on: 7th July 2026

Easy application process, simple to use, very useful!

5
Application process was easy, the 0% fee on all over £100 transactions for a few months is its main selling point and it’s a great one at that. You have the safety net of having interest adding on after this period, but also the encouragement to pay within this period to save / spread the cost! Reviewed on: 7th July 2026

Service at paypal

5
Good service no interest payments and i feel i have protection from scammers Reviewed on: 7th July 2026

Perfect for all your purchases

5
Once you eventually get through to a member of customer service team problems are resolved quickly. It would be refreshing if phone numbers and easy methods to speak to a person were more readily available. Reviewed on: 7th July 2026

Nice friendly company no issue at all

5
Nice friendly company no issue at all Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100519 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3854 reviews
    PayPal
    View all products