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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181053 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181053)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love PayPal it's amazing,

I love PayPal it's amazing, it's so easy to use, especially online when I don't have my cards to hand. I love that PayPal offers buyer protections with all my purchases. I feel safe and secure when using PayPal, especially on sites I've never purchased from before as I know if anything goes wrong PayPal are their to help. If I've ever had any issues customer support are really easy to contact and they are amazing and helpful Reviewed on: 14th July 2026

great products and approvals.

great products and approvals. the 3 main products are fantastic and give great optionality. Reviewed on: 14th July 2026

Amazing for convenience and spreading of payments

I find PayPal Credit very useful as it helps me pay off certain transactions that may not have been affordable immediately, in four months. This is my greatest benefit Reviewed on: 14th July 2026

Excellent easy to use service.

Excellent easy to use service. Totally convenient to pay many types of products and services. A very useful setup for repayment. Reviewed on: 14th July 2026

Preferred Payment Method

This is my preferred payment method of all times. I can use it whenever and then just put the money back. PayPal works with a lot of companies and is easy to get started with them. Great customer service support. Reviewed on: 14th July 2026

Safe for online shopping

Great. It is handy to have PayPal for online shopping; safe and grat plan Reviewed on: 14th July 2026

Good service

Good financial service, easy to apply easy to manage and app is nice and simple Reviewed on: 14th July 2026

PayPal credit gives you more time to pay for things...

PayPal credit gives you more time to pay for things you need. With 0% options Reviewed on: 14th July 2026

Easy to use and the 4 months interest free is great.

Easy to use and the 4 months interest free is great. Reviewed on: 14th July 2026

Great experience using paypal credit, easy to use.

Great experience using paypal credit, easy to use. Reviewed on: 14th July 2026

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