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PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181052)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

using paypal for long time its always there when I n...

5
using paypal for long time its always there when I need it. Reviewed on: 14th July 2026

Always there when I need it.

5
Always there when I need it. Highly recommended Top performance & availability Reviewed on: 14th July 2026

1 Respect.

5
1 Respect. 2 Trust. = 3 Efficiency. 4 Effectiveness. Reviewed on: 14th July 2026

Convenient & Accessible

5
Paypal has always been very simple and easy to use. I like the fact that i can use it at a lot of online stores. Reviewed on: 14th July 2026

Simple and safe

5
Very simple to use and always very safe. Reviewed on: 14th July 2026

Awesome experience and good customer service

5
Awesome experience and good customer service Reviewed on: 14th July 2026

Excellent dispute resolution and ease of service.

5
I have had to contact Paypal on two occasions to raise disputes with vendors. The process was easy and providing evidence was also easy to do. I was successful in both disputes. I regularly use Paypal with internet purchases as it quick, easy and fuss free. Reviewed on: 14th July 2026

PAYPAL IS SO SAFE

5
I feel safe paying with PayPal because if there is a problem with my purchase,scam or whatever PayPal will solve it. Reviewed on: 14th July 2026

I've always been satisfied with PayPal

4
I've always been satisfied with PayPal Reviewed on: 14th July 2026

Customer service, do not follow up on what they say...

5
Customer service, do not follow up on what they say they will do. Struggle to understand some of the staff members. Reviewed on: 14th July 2026

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