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PayPal: PayPal Credit reviews

4.73
Based on 181,090 reviews, last reviewed 1st Aug 2026
106% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The ease it provides is now so much better. The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made thin... Read more Reviewed on: 1st August 2026
Andy Davies's avatar
Andy Davies

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I feel safer ehen using paypal.

4
I feel safer ehen using paypal. Thank you Reviewed on: 19th July 2026

Easy to use always. use for travelling abroad

5
Easy to use always use for travelling abroad Reviewed on: 19th July 2026

Paypal - My Primary Choice.

5
I find it easy & straight forward to use, that's why it's the service I always choose. Reviewed on: 19th July 2026

Good pltform

5
Good customer service, always helpful Reviewed on: 19th July 2026

Very happy using PayPal.

5
Very clear information, can't fault PayPal for that, there's no underlying charges. Love the Internet free Credit options. Only downside is that when I make a payment it's takes days for the balance to update on my account but doesn't put me off using PayPal. Reviewed on: 19th July 2026

Linking Bank Account

4
One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal credit balance Reviewed on: 18th July 2026

Easy service

5
I often use paypal credit and pay in 3 service for high value purchases, including flights. This has always been easy to use. Reviewed on: 18th July 2026

Overall it’s professional all enquiry everything dea...

5
Overall it’s professional all enquiry everything dealt with quickly Reviewed on: 18th July 2026

Very simple to use and it's trustworthy and reliable b

5
Very simple to use and it's trustworthy and reliable Reviewed on: 18th July 2026

Amazing Product

5
PayPal credit is really amazing product and helps a lot with managing one's finances. Reviewed on: 18th July 2026

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