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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149157 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149157)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I’ve used PayPal credit a few times and have had no...

I’ve used PayPal credit a few times and have had no problems. Very convenient to use. Reviewed on: 2nd July 2026

I can rely on PayPal for my financial needs.

I can rely on PayPal for my financial needs. Reviewed on: 2nd July 2026

Highly recommended very reliable service

Easy to pay with PayPal with pay in three and other services Reviewed on: 2nd July 2026

I've been using PayPal for a long time.

I've been using PayPal for a long time, and it's consistently been one of the easiest and most reliable ways to send and receive money. Transactions are fast, simple, and I appreciate how straightforward the app and website are to use. One of the biggest positives for me is that it's easy to speak to a real person when you need help. Good customer support can make a huge difference, and I've found it reassuring that I can get in touch with someone without too much hassle. The newer PayPal Debit Card and PayPal Credit Card have been a real game changer. They make it much more convenient to use my PayPal balance for everyday purchases, and I like the added flexibility they provide. Another feature I really enjoy is the ability to earn points through PayPal, which adds extra value to purchases I was already going to make. Overall, PayPal is fast, convenient, and packed with useful features. While no service is perfect, my experience has been overwhelmingly positive, and I'd happily recommend it to anyone looking for a secure and easy way to manage payments. Reviewed on: 2nd July 2026

Easy to use.

I love the pay pal pay in 3 it makes more expensive items affordable and is so easy to use Reviewed on: 2nd July 2026

Easy use of the app and brilliant cutomer experience

Easy use of the app and brilliant cutomer experience Reviewed on: 2nd July 2026

Good Communication

Never had any issues if I have needed assistance I’ve received excellent communication Reviewed on: 2nd July 2026

Always there.

Always there, always ready to help and inform, a real person response when you need it. Reviewed on: 2nd July 2026

Paypal is helpful, safe, a very good system

Paypal is helpful, safe, a very good system for making payments. I love the pay in 3 or 4 idea, makes expensive purchases a little easier Reviewed on: 2nd July 2026

Very simple to set up.

Very simple to set up. Everything is clearly stated with nothing hidden. Such an easy way of controlling your finances with the extra reliability that comes with a large company. Reviewed on: 2nd July 2026

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