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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181051 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ease of use

I find pay pal very easy to use, they are helpful and will do their best to help you out if you just explain what the issues are. When I’ve had issues in the past it’s been easy to resolve and know what to do. The credit card was easy to apply for and I was given an instant access to Apple Pay once approved. Reviewed on: 14th July 2026

Always fast and reliable

Since I started using this payment method, I’ve never had a problem; the payment is always fast and reliable. Reviewed on: 14th July 2026

Great job

Just so easy to use and now you can collect points on your transactions Reviewed on: 14th July 2026

Queries and answers

When had queries have these answered quickly and efficiently. Reviewed on: 14th July 2026

Excellent service

Excellent service, being able to spread the cost of your purchases. I highly recommend Reviewed on: 14th July 2026

Pay Pal credit is convenient.

It is so easy and convenient to use pay pal. Safe too for online purchases. I love being able to pay in 3 as well. It is really giod espaecially for emergency situations. Reviewed on: 14th July 2026

Reliable and useful to have this option

Reliable and useful to have this option Reviewed on: 14th July 2026

Extremely convenient and easy to use

Extremely convenient and easy to use Reviewed on: 14th July 2026

User friendly and easy to use - easiest and quickest...

User friendly and easy to use - easiest and quickest way to send money to family or make payments to a business. Reviewed on: 14th July 2026

Flexible Payments Made Simple

PayPal Credit has been a great way to spread the cost of purchases. The application process was simple, payments are easy to manage, and the app makes it straightforward to keep track of my balance. Overall, it’s been a convenient and reliable service. Reviewed on: 14th July 2026

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