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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108556 reviews)

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4.90

Based on 108,556 reviews, last reviewed 16th May 2026

2661400% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Flexible payment options. Flexible payment options. Safe and secure payment. Value customer in terms of fraud payment and easy settlement. Customer service easy access. Would h... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108556)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very secure I enjoy the service for online shopping

Very secure I enjoy the service for online shopping Reviewed on: 14th May 2026

Paypal credit

I use PayPal credit for expensive items. The 4 months interest free is great for me Reviewed on: 14th May 2026

I have used PayPal for years and I have found it the...

I have used PayPal for years and I have found it the safest option and such a good way to send/receive money. Reviewed on: 14th May 2026

Only used them once but perfect no hiccups

Only used them once but perfect no hiccups Reviewed on: 14th May 2026

Happy customer

Very useful option to have available but I would never advise debt to other people Reviewed on: 14th May 2026

Everything with Paypal is simple and straight forward.

Everything with Paypal is simple and straight forward. It's very interesting that so many banks and credit card companies are now offering 4 months interest free credit on the back of Paypal's initiatives. Reviewed on: 14th May 2026

Quick and easy set up, easy to understand how it works.

Quick and easy set up, easy to understand how it works. Reviewed on: 14th May 2026

I've used PayPal Credit on numerous occasions bit it...

I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, and convenient with my erratic income. I can pay for purchases interest-free if within an allotted time; which I usually do, circumstances allowing. Reviewed on: 14th May 2026

Never had an issue with PayPal

Never had an issue with PayPal, always use it to cover me if anything goes wrong, always pay back in time and easy to use. Reviewed on: 14th May 2026

I've used PayPal since it was new and can highly rec...

I've used PayPal since it was new and can highly recommend. Only issued I've experienced was last year when there was a payment issue going on and it was difficult to reach customer service. Reviewed on: 14th May 2026

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