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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I've paid for most items online using PayPal,it offe...

I've paid for most items online using PayPal,it offers various ways of purchasing which is very useful .egg pay now , pay later or spread the cost over three interest free, payments. Reviewed on: 14th July 2026

PayPal Credit has provided a useful credit facility...

PayPal Credit has provided a useful credit facility in a pinch. Rates could definitely be better but I have a long history with the company as an OG eBayer and have found it handy generally. Reviewed on: 14th July 2026

Great service

Very helpful in all aspects of use Reviewed on: 14th July 2026

Easy to use and clear information

Easy to use and clear information Reviewed on: 14th July 2026

Excelled what a product never had an issue

Excelled what a product never had an issue Reviewed on: 14th July 2026

Very easy flexible and convenient way to borrow money.

Very easy flexible and convenient way to borrow money. Quick acceptance process and transparent way to view your finances Reviewed on: 14th July 2026

.buy with ease

It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026

Paypal is the best.

Paypal is so easy to use and the communication from Paypal is first class. Paypal is the only payment method that I use for shopping, whether it is online or instore. Reviewed on: 14th July 2026

Great Servoce

Easy and convenient transactions from one account to another Reviewed on: 14th July 2026

Best of the best

lower rate ，best service 、Definitely recommended、To friends and family Reviewed on: 14th July 2026

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