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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149200)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

A more than satisfactory experience

5
A more than satisfactory experience Reviewed on: 2nd July 2026

The make easy for transfert money to family

5
The make easy for transfert money to family Reviewed on: 2nd July 2026

Really is a Pal.

5
Straightforward and so easy to use. Reviewed on: 2nd July 2026

Super easy to use

5
Really easy to pay for large purchases over longer terms. Bought my laptop really easy Reviewed on: 2nd July 2026

Easy and quick.

5
Easy and quick. Piece of mind is worth everything Reviewed on: 2nd July 2026

Using paypal is reliable, safe, trusted, and effective.

5
Using paypal is reliable, safe, trusted, and effective. It is responsibly managed. Reviewed on: 2nd July 2026

use the papalmake a payments

5
Easy and secure to make a payments I always fell confident by using PayPal. Great safe and secure Reviewed on: 2nd July 2026

Paypal credit is amazing, always help me to pay in i...

5
Paypal credit is amazing, always help me to pay in instalments. Reviewed on: 2nd July 2026

Great quick efficient and customer service is fab

5
Great quick efficient and customer service is fab Reviewed on: 2nd July 2026

Easy application.

5
Easy application. Although be careful which option you choose, as it defaults to an interest paying one over a longer period. 0% interest is over short term. Reviewed on: 2nd July 2026

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