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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181050 reviews)

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4.73

Based on 181,048 reviews, last reviewed 26th Jul 2026

157% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181051)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use, greater protection for purchases

Easy to use, greater protection for purchases and money transfers. I have been using Paypal for years and never experienced an issue and i always know my purchases are safe. Its also great to have the pay in three or buy later options with Paypal. Reviewed on: 14th July 2026

So easy to use great app no problems

So easy to use great app no problems Reviewed on: 14th July 2026

Easy to use, quick and no issues.

Easy to use, quick and no issues. Reviewed on: 14th July 2026

The credit option is great, it helps me manage large...

The credit option is great, it helps me manage larger payments. Reviewed on: 14th July 2026

All good, easy to apply quick and easy

All good, easy to apply quick and easy Reviewed on: 14th July 2026

Very easy to use

Very easy to use know in seconds whether you have got credit or interest free Reviewed on: 14th July 2026

Excellent client care

Always professional and helpful, I have always had a speedy resolution on the rare occasion I have had to contact PayPal. Reviewed on: 14th July 2026

All round good experience, clearly written terms and...

All round good experience, clearly written terms and conditions best of all no sales pressure. Reviewed on: 14th July 2026

Great service and so handy for fast credit that can...

Great service and so handy for fast credit that can be interest free Reviewed on: 14th July 2026

PayPal there when you need it

So easy to use PayPal and it gives me peace of mind knowing it’s there when I need it. Reminds me when money is due/coming out so no need to worry or think about it. Reviewed on: 14th July 2026

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