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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is excellent

Every transaction I have conducted via PayPal has been excellent. The pay in 3 is an amazing option to spread costs. Reviewed on: 29th May 2025

Fabulous service!

Have used Paypal in a number ways for many many years now and never had anything but a good experience with them! Reviewed on: 29th May 2025

The best.

The best. I have used PayPal for over 15 years, 100% guarantee with the best resolution centre. Reviewed on: 29th May 2025

Helped me out loads after I got scammed

Helped me out loads after I got scammed Reviewed on: 29th May 2025

Faultless streaming service good rates of exchange too

Faultless streaming service good rates of exchange too Reviewed on: 29th May 2025

GOOD COMPANY

Easy to borrow and see credit. Website give clear balance and security is good. Reviewed on: 29th May 2025

Great repayment options available

Great repayment options available Reviewed on: 29th May 2025

I love the pay in 3 and PayPal credit offers!

I love the pay in 3 and PayPal credit offers! Makes spreading payments easy. Reviewed on: 29th May 2025

I have been using it for more than 10 years and I am...

I have been using it for more than 10 years and I am very happy. Reviewed on: 29th May 2025

Easy to use and perfect for flexible payments

I’ve used PayPal Credit for long time now and it’s been really helpful, especially when I needed to split big payments into instalments. The application was quick, and it got approved instantly. I also like how it links easily with my PayPal account and offers interest-free options if you pay within 4 months. Customer service was helpful when I had a question. Just make sure you stay on top of your repayments, or the interest adds up quickly. Overall, a useful tool for managing finances if you use it wisely. Reviewed on: 29th May 2025

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