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PayPal: PayPal Credit reviews

4.73
Based on 181,084 reviews, last reviewed 31st Jul 2026
112% increase in 5 star reviews
in the past 90 days
161% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Business with rest of mind Prompt Professional Solve Problems with ease, Security and Prompt Payment Handling. I love PayPal. Will always recommend to anyone Reviewed on: 31st July 2026
Toppy 's avatar
Toppy

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always feel safer paying with PayPal

5
Always feel safer paying with PayPal Reviewed on: 14th July 2026

A great way to pay for things over time without inte...

5
A great way to pay for things over time without interest Reviewed on: 14th July 2026

So Easy and Clear

5
Taking out PayPal credit or straightforward and exceptionally easy. Very well explained and clear to use. Excellent. Reviewed on: 14th July 2026

Ease of use

5
I find pay pal very easy to use, they are helpful and will do their best to help you out if you just explain what the issues are. When I’ve had issues in the past it’s been easy to resolve and know what to do. The credit card was easy to apply for and I was given an instant access to Apple Pay once approved. Reviewed on: 14th July 2026

Always fast and reliable

5
Since I started using this payment method, I’ve never had a problem; the payment is always fast and reliable. Reviewed on: 14th July 2026

Great job

5
Just so easy to use and now you can collect points on your transactions Reviewed on: 14th July 2026

Queries and answers

5
When had queries have these answered quickly and efficiently. Reviewed on: 14th July 2026

Excellent service

5
Excellent service, being able to spread the cost of your purchases. I highly recommend Reviewed on: 14th July 2026

Pay Pal credit is convenient.

5
It is so easy and convenient to use pay pal. Safe too for online purchases. I love being able to pay in 3 as well. It is really giod espaecially for emergency situations. Reviewed on: 14th July 2026

Reliable and useful to have this option

5
Reliable and useful to have this option Reviewed on: 14th July 2026

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