Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,048 reviews, last reviewed 26th Jul 2026
157% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use app Easy to use but lots of encouragement to increase credit limit which could encourage people into debt Reviewed on: 26th July 2026
Angie T's avatar
Angie T

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181048)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I used PayPal credit multiple times and feel very ha...

5
I used PayPal credit multiple times and feel very happy with the flexible repayment options. It works better than a credit card in my case. Reviewed on: 14th July 2026

Very easy to use services, great communication and f...

5
Very easy to use services, great communication and fair terms and conditions. Reviewed on: 14th July 2026

Just a very good service and always deal with proble...

5
Just a very good service and always deal with problems promptly Reviewed on: 14th July 2026

PayPal makes life a lot easier this day in age.

5
PayPal makes life a lot easier this day in age. It is 100 percent safe and secure and keeps my mind at rest for the security. Reviewed on: 14th July 2026

Simple and easy to use

5
Simple and easy to use - easy to mange via the app Reviewed on: 14th July 2026

Overall amazing services with good conditions

5
Overall amazing services with good conditions Reviewed on: 14th July 2026

Faultless service over several years

5
I have used PayPal for over several years and I can't fault the service and ease of use Reviewed on: 14th July 2026

Easy and Secure

5
PayPal is easy to use and feels so secure and if I have a query it is always dealt with swiftly and professionally. Reviewed on: 14th July 2026

I Love Paypal.

5
I Love Paypal. I always find it easy to use paypal, gives me an extra sense of security with payments to businesses, family & friends. Reviewed on: 14th July 2026

PayPal has never let me down.

4
PayPal has never let me down. I've been with them many years and paying for items I always pay with PayPal if I can. Trustworthy, accurate, and always there if you need a helping hand. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101218 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products