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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

All round good experience, clearly written terms and...

5
All round good experience, clearly written terms and conditions best of all no sales pressure. Reviewed on: 14th July 2026

Great service and so handy for fast credit that can...

5
Great service and so handy for fast credit that can be interest free Reviewed on: 14th July 2026

PayPal there when you need it

5
So easy to use PayPal and it gives me peace of mind knowing it’s there when I need it. Reminds me when money is due/coming out so no need to worry or think about it. Reviewed on: 14th July 2026

So easy to use great service would recommend to anyone.

5
So easy to use great service would recommend to anyone. Reviewed on: 14th July 2026

Always first class service from PayPal

5
Always first class service from PayPal Reviewed on: 14th July 2026

Paypal is great and safe way to purchase goods.

5
Paypal is great and safe way to purchase goods. I never have an issue with PayPal, the customer service could be a lot better but still good. Reviewed on: 14th July 2026

It gives clarity

5
It's great that it tells you available balance and you can change the payment amount. Reviewed on: 14th July 2026

Easy to use.

5
Easy to use. Helpful customer service when needed Reviewed on: 14th July 2026

I use PayPal credit when paying for my yearly holiday.

5
I use PayPal credit when paying for my yearly holiday. Nice and easy to use. Reviewed on: 14th July 2026

Easy and Simple

5
So easy and simple to use. Makes the payment of slightly larger purchases better to manage, and it only took a couple of minutes. I think its a brilliant service. The app makes is easy to monitor payments, schedule new ones and update direct debits as required. Reviewed on: 14th July 2026

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