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PayPal: PayPal Credit reviews

4.73
Based on 181,083 reviews, last reviewed 30th Jul 2026
114% increase in 5 star reviews
in the past 90 days
168% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy all the way. Easy all the way. 100% service. Thanks Reviewed on: 30th July 2026
Steven Nash's avatar
Steven Nash

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181084)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Simple and easy to use

5
Simple and easy to use - easy to mange via the app Reviewed on: 14th July 2026

Overall amazing services with good conditions

5
Overall amazing services with good conditions Reviewed on: 14th July 2026

Faultless service over several years

5
I have used PayPal for over several years and I can't fault the service and ease of use Reviewed on: 14th July 2026

Easy and Secure

5
PayPal is easy to use and feels so secure and if I have a query it is always dealt with swiftly and professionally. Reviewed on: 14th July 2026

I Love Paypal.

5
I Love Paypal. I always find it easy to use paypal, gives me an extra sense of security with payments to businesses, family & friends. Reviewed on: 14th July 2026

PayPal has never let me down.

4
PayPal has never let me down. I've been with them many years and paying for items I always pay with PayPal if I can. Trustworthy, accurate, and always there if you need a helping hand. Reviewed on: 14th July 2026

Excellent experience never had any problems always v...

5
Excellent experience never had any problems always very helpful. Reviewed on: 14th July 2026

PayPal 10/10

5
PayPal is an excellent service and very easy to use. The introduction of PayPal credit has been a crucial step in the progression of the service. Being able to use credit when money is tight has been life saving at times, especially during the current economic climate. The app is very straightforward and easy to navigate between standard PayPal and the credit side of things. I would recommend Paypal to anyone who wants to introduce an online money tool to their life. Reviewed on: 14th July 2026

I've had PayPal for a few years now.

5
I've had PayPal for a few years now. I have bought many things through PayPal which I wouldn't have been able to do without credit so therefore I am very happy. Reviewed on: 14th July 2026

Brilliant service

5
What a brilliant company it is it has helped me out tremendously they go above and beyond very nice people if you need to ring them about anything , keep doing what you’re doing if ever you’re stuck they will help you Reviewed on: 14th July 2026

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