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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great experience each time I use it, plenty of optio...

Great experience each time I use it, plenty of options to choose how and when to pay Reviewed on: 29th May 2025

PayPal it's safest and greatest app.

PayPal it's safest and greatest app. Using for years it's so user friendly. Simply 5-star Reviewed on: 29th May 2025

Awesomely safe

It's really been wonderful expecially security wise Reviewed on: 29th May 2025

I think PayPal credit is a great flexible tool to...

I think PayPal credit is a great flexible tool to use Reviewed on: 29th May 2025

PayPal Credit is a lifesaver!

PayPal Credit is a great to have and very useful if you need to make big online purchases, such as gifts, and allows you to spread the cost over months and choose how much to pay when you can. Reviewed on: 29th May 2025

Excellent service

Wonderful experience with their service Reviewed on: 29th May 2025

I haven’t had any issues with PayPal including m sen...

I haven’t had any issues with PayPal including m sending money, using PayPal credit pay in 3 and pay in 4 Reviewed on: 29th May 2025

Very helpful and good rates with opportunities for p...

Very helpful and good rates with opportunities for paying in instalments. Reviewed on: 29th May 2025

smooth transactions

Very smooth transactions. Awesome customer experience Reviewed on: 29th May 2025

I’ve never had a problem with PayPal

I’ve never had a problem with PayPal Reviewed on: 29th May 2025

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