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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Easy and simple.

Easy and simple. I recommend it to everyone Reviewed on: 29th May 2025

HAs been my go to when i need some credit.

HAs been my go to when i need some credit. and so far has been good with one hiccup but that has been sorted somewaht. Reviewed on: 29th May 2025

Paypal is easy to use and very accessibly.

Paypal is easy to use and very accessibly. I have been using it for many years and its been working well for me. Reviewed on: 29th May 2025

Always easy to deal with ,excellent service and a se...

Always easy to deal with ,excellent service and a secure service,a customer friendly company always eager to please and ,a worry free transaction always Reviewed on: 29th May 2025

No.1 Retail Finance Provider

If Paypal is available, then i will use it because i genuinely think it is the best and i feel totally safe when i make payments as i know how secure it all is. Plus the perks of Paypal credit and monthly finance payments which are incredible and super helpful with my finances. Paypal is hands down the best retail finance provider out there. Reviewed on: 29th May 2025

excellent service from start to finish.

excellent service from start to finish. All my experiences have been great and never suffered any issues. Many thanks Reviewed on: 29th May 2025

Great service , easy to use protected also .

Great service , easy to use protected also . Reviewed on: 29th May 2025

Quick resolutions

Never had a major problem. Usually resolves issues quickly. Reviewed on: 29th May 2025

I use pay pal for paying my goods in three months it...

I use pay pal for paying my goods in three months it is great for me as it eases the cost and I can relax knowing that PayPal will be paid automatically. Reviewed on: 29th May 2025

Ease of use, had no problem with PayPal

Ease of use, had no problem with PayPal Reviewed on: 29th May 2025

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