Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I've never had any problems using PayPal/PayPal credit.

I've never had any problems using PayPal/PayPal credit. That in itself is very refreshing. Reviewed on: 14th July 2026

Payment and Receiving Money with Easy

I have been using PayPal as my default method of receiving payment from surveys that I do online and it been great. They are also my payment method of my mobile connection with voxi, giving a considerable lower fee for a flexible payment on phone purchased on voxi platform. Reviewed on: 14th July 2026

Easy and quick to use particularly for online payments.

Easy and quick to use particularly for online payments. Nice and simple Reviewed on: 14th July 2026

I’ve had one experience with a larger item that was...

I’ve had one experience with a larger item that was returned and proof sent but was not refunded because it wasn’t sent my Royal Mail. It was a three piece sofa that would not clip together and I had to pay for it even though the goods were returned Reviewed on: 14th July 2026

Easy and quick to use

Easy and quick to use when making an online purchase. Good for those larger purchases when you want to spread the cost. Reviewed on: 14th July 2026

Alway there when need and always reliable support

Alway there when need and always reliable support Reviewed on: 14th July 2026

Easy to use, greater protection for purchases

Easy to use, greater protection for purchases and money transfers. I have been using Paypal for years and never experienced an issue and i always know my purchases are safe. Its also great to have the pay in three or buy later options with Paypal. Reviewed on: 14th July 2026

So easy to use great app no problems

So easy to use great app no problems Reviewed on: 14th July 2026

Easy to use, quick and no issues.

Easy to use, quick and no issues. Reviewed on: 14th July 2026

The credit option is great, it helps me manage large...

The credit option is great, it helps me manage larger payments. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.81 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub