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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108806 reviews)

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4.90

Based on 108,806 reviews, last reviewed 17th May 2026

2672850% increase in 5 star reviews

in the past 90 days

7800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

We are the PayPal I’ve had a very positive experience using PayPal and PayPal Credit. The platform is easy to use, secure, and makes online payments quick and straightf... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108806)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy way to make payments

Easy way to make payments great rates for credit easy management of account Reviewed on: 14th May 2026

Everything is always such an easy way yo pay, all wh...

Everything is always such an easy way yo pay, all whilst being secure. Its a win win! Reviewed on: 14th May 2026

Very useful facility.

Very useful facility. Thanks very much Reviewed on: 14th May 2026

A great experience.

A great experience especially when one is on a budget Reviewed on: 14th May 2026

Excellent service.

Never had any problems using PayPal, excellent service. Reviewed on: 14th May 2026

I’ve had a positive experience with PayPal Credit

I’ve had a positive experience with PayPal Credit because it made it easier to spread the cost of bigger purchases and manage my budget during expensive times like birthdays and Christmas. I like how simple and convenient it is to use through PayPal, especially having everything in one app, and whenever I’ve needed to phone up with a question, the staff have always been really helpful and friendly. Reviewed on: 14th May 2026

Semaless integration

Paypal Credit's integration within online shipping platforms is great, always seamless. They also inspire a lot of confidence. Reviewed on: 14th May 2026

Easy to use platform.

Easy to use platform quick and varied across retailers Reviewed on: 14th May 2026

Easy convenient service

Great if your paid monthly and need to stretch payments. Reviewed on: 14th May 2026

Convenient and Hassle Free

It’s fast, it’s easy, and by borrowing, even for a short period of time at 0%, you can save money by using it. As someone who buys (quite a stupid amount of) stuff online, I just find PayPal Credit easy to use and most places seem to take it. Saves me typing out my Credit Card details for one-off purchases. Reviewed on: 14th May 2026

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