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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

All good, easy to apply quick and easy

All good, easy to apply quick and easy Reviewed on: 14th July 2026

Very easy to use

Very easy to use know in seconds whether you have got credit or interest free Reviewed on: 14th July 2026

Excellent client care

Always professional and helpful, I have always had a speedy resolution on the rare occasion I have had to contact PayPal. Reviewed on: 14th July 2026

All round good experience, clearly written terms and...

All round good experience, clearly written terms and conditions best of all no sales pressure. Reviewed on: 14th July 2026

Great service and so handy for fast credit that can...

Great service and so handy for fast credit that can be interest free Reviewed on: 14th July 2026

PayPal there when you need it

So easy to use PayPal and it gives me peace of mind knowing it’s there when I need it. Reminds me when money is due/coming out so no need to worry or think about it. Reviewed on: 14th July 2026

So easy to use great service would recommend to anyone.

So easy to use great service would recommend to anyone. Reviewed on: 14th July 2026

Always first class service from PayPal

Always first class service from PayPal Reviewed on: 14th July 2026

Paypal is great and safe way to purchase goods.

Paypal is great and safe way to purchase goods. I never have an issue with PayPal, the customer service could be a lot better but still good. Reviewed on: 14th July 2026

It gives clarity

It's great that it tells you available balance and you can change the payment amount. Reviewed on: 14th July 2026

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