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PayPal: PayPal Credit reviews

4.73
Based on 181,046 reviews, last reviewed 25th Jul 2026
162% increase in 5 star reviews
in the past 90 days
216% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services Great experience excellent customer services Reviewed on: 25th July 2026
Syed's avatar
Syed

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181046)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to navigate app

4
The app is easy to use I know how much I have spent and where . I feel my money is safe when sending money online . I have had money returned easily when I made a mistake on a transaction. Reviewed on: 14th July 2026

Excellent

5
Just happy using it, easy to use Reviewed on: 14th July 2026

Excellent

5
Everything is excellent. Used customer service once and didn’t find their service very helpful. But cannot fault them otherwise Reviewed on: 14th July 2026

I have always had good experience with paypal

5
I have always had good experience with paypal Reviewed on: 14th July 2026

confident,...card

4
With using the right card makes you feel confident, my money is in the safe hands with PayPal Reviewed on: 14th July 2026

Faultless quick and easy stress free

5
Faultless quick and easy stress free Reviewed on: 14th July 2026

Easy to use online.

5
Easy to use online. Many services offered Reviewed on: 14th July 2026

Efficiency

5
PayPal is a safe way of paying for goods. I use PayPal for many years and definitely recommend it. Reviewed on: 14th July 2026

Good but it can be best if you provide sort code acc...

4
Good but it can be best if you provide sort code account number. Reviewed on: 14th July 2026

Great service, easy app to use, great that you can s...

5
Great service, easy app to use, great that you can spread the cost over a few months Reviewed on: 14th July 2026

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