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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Easy to use.

Easy to use. Helpful customer service when needed Reviewed on: 14th July 2026

I use PayPal credit when paying for my yearly holiday.

I use PayPal credit when paying for my yearly holiday. Nice and easy to use. Reviewed on: 14th July 2026

Easy and Simple

So easy and simple to use. Makes the payment of slightly larger purchases better to manage, and it only took a couple of minutes. I think its a brilliant service. The app makes is easy to monitor payments, schedule new ones and update direct debits as required. Reviewed on: 14th July 2026

Trustworthy and stress free payments

Have used for many years. Love paypal credit with 4 months free interest, or pay in 3. Makes life so much easier and I am always kept up to date with payments so there are no worries about missing a payment. Reviewed on: 14th July 2026

Pbeen using PayPal for quite a few years now and rec...

Pbeen using PayPal for quite a few years now and recieved excellent service throughout Reviewed on: 14th July 2026

Could be better not as good as before..

Generally good although I was scammed for an item and my claim was not withheld even though I provided proof on non delivery Reviewed on: 14th July 2026

Excellent payment platform.

Excellent payment platform.Easy to use. Reviewed on: 14th July 2026

The interest is very very high.

The interest is very very high. It feels like a con Reviewed on: 14th July 2026

Pay pal credit has a user friendly interface on the...

Pay pal credit has a user friendly interface on the app and was handy when needed. Reviewed on: 14th July 2026

I used PayPal credit multiple times and feel very ha...

I used PayPal credit multiple times and feel very happy with the flexible repayment options. It works better than a credit card in my case. Reviewed on: 14th July 2026

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