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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167064 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (167141)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

The ease and security of payments is great, the inte...

The ease and security of payments is great, the interest could be lower, but overall the service is very good. Reviewed on: 7th July 2026

Easy application, very straightforward

Easy application, very straightforward Reviewed on: 7th July 2026

Paypal is a quick, easy and efficient way to purchase

Paypal have an excellent track record. They are consistent, knowledgable and trustworthy. I have only once throughout the years of using their service been misinformed regarding their service provision, which I left feedback on and as I thought it was a training shortfall rather than deliberate error/misleading. Keep up the good work well done. Reviewed on: 7th July 2026

PayPal is extremely user friendly.

PayPal is extremely user friendly. Payments are immediate, and also refunds if there is a need for them. It also allows me to pay for all transactions with AmEx, even to shops that usually not accept them. And good protection too. Reviewed on: 7th July 2026

Great options and flexibility

Gives multiple options of how to pay and repay, flexible terms makes it easier to plan and budget purchases. Sometimes the rates vary for similarly priced items, but this might be shop dependant. Reviewed on: 7th July 2026

So easy to use & simple payments

So easy to use & simple payments Reviewed on: 7th July 2026

Helpful customer service give full support.

Helpful customer service give full support. Easy payments ideal for everyday shopping. Regarding to everyone Reviewed on: 7th July 2026

It is the ultimate tool for safe and secure finance.

It is the ultimate tool for safe and secure finance. I recommend it for online purchases specifically. Reviewed on: 7th July 2026

Very handy pay in 3 option, and 0% in 4 months on cr...

Very handy pay in 3 option, and 0% in 4 months on credit card Reviewed on: 7th July 2026

Amazing service

I have never had problem with PayPal, it runs smoothly. Reviewed on: 7th July 2026

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