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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (167983)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal look after there customers plenty of extras s...

PayPal look after there customers plenty of extras services to use and offers Reviewed on: 7th July 2026

GreTwayto spread the cost of a holiday

Great wayto spread the cost of a holiday with the reassurance that everything is covered. Simple to repay and easy to change payments Reviewed on: 7th July 2026

Always reliable and excellent service

Always reliable and excellent service Reviewed on: 7th July 2026

Really useful credit

Pay pal credit is great for medium stored purchases where I want to spread the payment or put off the payment for a short time. Reviewed on: 7th July 2026

Great service

Very easy to set up and use. Plenty of notice given before payment is collected overall a good experience and would definitely use for future purchases. Reviewed on: 7th July 2026

Simple, easy ,pain free

Easy to apply and maintain through the app, easy pain free application and a quick decision on limit of credit available to you, and can also able to apply for a card to use alongside the handy app on online and inshore purchases PayPal credit has been invaluable to me , and has saved the day on many occasions, would definitely recommend it to family and friends Reviewed on: 7th July 2026

Excellent service can't fault it

Excellent service can't fault it Reviewed on: 7th July 2026

I’ve never had a bad experience with PayPal they hav...

I’ve never had a bad experience with PayPal they have been excellent in resolving any issues or problems I have encountered with vendors Reviewed on: 7th July 2026

Paypal provides a first-class, easy to use service.

Have been using PayPal for many years. Their website is easy to use and is a perfect way to make payments to various retailers without having to release my debit card details. Reviewed on: 7th July 2026

PayPal provides me with the confidence to spend onli...

PayPal provides me with the confidence to spend online knowing I'm protected as well as the freedom to purchase items guilt free as I can budget by paying in 3 or 4 installments. Now with the physical credit card and the points system it ticks every single box. Can't recommend PayPal credit enough! Reviewed on: 7th July 2026

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