Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very easy to use services, great communication and f...

Very easy to use services, great communication and fair terms and conditions. Reviewed on: 14th July 2026

Just a very good service and always deal with proble...

Just a very good service and always deal with problems promptly Reviewed on: 14th July 2026

PayPal makes life a lot easier this day in age.

PayPal makes life a lot easier this day in age. It is 100 percent safe and secure and keeps my mind at rest for the security. Reviewed on: 14th July 2026

Simple and easy to use

Simple and easy to use - easy to mange via the app Reviewed on: 14th July 2026

Overall amazing services with good conditions

Overall amazing services with good conditions Reviewed on: 14th July 2026

Faultless service over several years

I have used PayPal for over several years and I can't fault the service and ease of use Reviewed on: 14th July 2026

Easy and Secure

PayPal is easy to use and feels so secure and if I have a query it is always dealt with swiftly and professionally. Reviewed on: 14th July 2026

I Love Paypal.

I Love Paypal. I always find it easy to use paypal, gives me an extra sense of security with payments to businesses, family & friends. Reviewed on: 14th July 2026

PayPal has never let me down.

PayPal has never let me down. I've been with them many years and paying for items I always pay with PayPal if I can. Trustworthy, accurate, and always there if you need a helping hand. Reviewed on: 14th July 2026

Excellent experience never had any problems always v...

Excellent experience never had any problems always very helpful. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101309 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub