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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Never had an issue with them .

Never had an issue with them . Keep me up to date Reviewed on: 15th May 2024

Helps in a pinch

Affordable borrowing for unexpected expenses. I've never had a issue with using PayPal credit and I am able to choose the length of time to pay it back, and therefore the amount I pay per month. This gives me a lot of control when a stressful expense pops up. Reviewed on: 15th May 2024

Have used Paypal credit with no issues

Have used Paypal credit with no issues Reviewed on: 15th May 2024

Danadana

I don't know what to say, just brilliant! Reviewed on: 15th May 2024

I am using paypal credit and find it very useful for...

I am using paypal credit and find it very useful for bigger purchases Reviewed on: 15th May 2024

Quick and easy ways of paying.

Quick and easy ways of paying. Can use almost everywhere. Have really good 0% interest for 4 months! Reviewed on: 15th May 2024

PayPal yes

Does what it says on the tin,lets me pay over short or long period of time Reviewed on: 15th May 2024

My experience is excellent always use this app...

My experience is excellent Reviewed on: 15th May 2024

Convenient user friendly payments solution

I have used PayPal and PayPal credit for many years - easy to use and manage. Reviewed on: 15th May 2024

Very nice to use , simple and smart

Very nice to use , simple and smart Reviewed on: 15th May 2024

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