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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

So easy to use and helpful customer service really f...

So easy to use and helpful customer service really friendly. Reviewed on: 15th May 2024

PayPal is secure .

PayPal is secure . I’m in late 70s so I feel safe using it always Reviewed on: 15th May 2024

Always had a good experience with PayPal

Always had a good experience with PayPal Reviewed on: 15th May 2024

I always feel secure

I always feel secure Reviewed on: 15th May 2024

Always there to get you out a pickle.

Always there to get you out a pickle. A great way to spread the cost when you feel it may be a little to much in one go. 0% interest is the biggest selling point. Reviewed on: 15th May 2024

It’s helped me loads when I moved into my new...

It’s helped me loads when I moved into my new house Reviewed on: 15th May 2024

It’s amazing to use and so easy and safe!

It’s amazing to use and so easy and safe!!! I would recommend it to everyone Reviewed on: 15th May 2024

Financial freedom.

Financial freedom. I have been able to sort some financial challenges with PayPal Credit. Reviewed on: 15th May 2024

Generally can’t fault PayPal, useful and convenient

Generally can’t fault PayPal, useful and convenient Reviewed on: 15th May 2024

I use PayPal for all my online purchases because it’...

I use PayPal for all my online purchases because it’s easy, reliable and safe. It’s also a lot quicker at the checkout and it keeps me well informed with emails and sends security alerts if something doesn’t seem right Reviewed on: 15th May 2024

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