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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal is quick and convenient and very easy to use...

Paypal is quick and convenient and very easy to use Reviewed on: 15th May 2024

Very reliable and easy to use.

Very reliable and easy to use. I really love that PayPal doesn't charge fees and interest charges for 4 first month. Reviewed on: 15th May 2024

Good experience

The process is quite easy and simple to use, but it would nice if the app instantly made the correct changes to the balance when a new payment has been made Reviewed on: 15th May 2024

It works good

It works good. I use it regularly when I have low balance for the time being in the main account. Reviewed on: 15th May 2024

Excellent service sorted out my issues no problem at...

Excellent service sorted out my issues no problem at all thanks again Reviewed on: 15th May 2024

Great service.

Great service. Used pay pal for paying for flights easy to use quick and good value Reviewed on: 15th May 2024

PayPal credit

Useful for larger purchases especially with 0% interest for things over £100 which I often do, can be spread over 4 months. Very easy to set up and adjust direct debits so payments are manageable. Never had an issue with PayPal for both credit and pay in 3 Reviewed on: 15th May 2024

Simple and easy PayPal

Simple and easy o use, able to spread purchased goods over a longer period. Reviewed on: 15th May 2024

Best experience so far with doing business with them...

Best experience so far with doing business with them so far Reviewed on: 15th May 2024

Perfect service

Very fast service and quick response. Reviewed on: 15th May 2024

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