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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Never a problem and safe to use on internet transact...

Never a problem and safe to use on internet transactions. Can always get to speak to someone if you have a problem. Great service Reviewed on: 15th May 2024

Exceptional service, I can’t fault them

Exceptional service, I can’t fault them Reviewed on: 15th May 2024

My experience has been very positive with different...

My experience has been very positive with different payment options which I have appreciated. This has given me Reviewed on: 15th May 2024

I love using it.

I use PayPal credit for everything and I love using it. It’s so easy to use and navigate especially on the app as it’s still the same PayPal app. It’s so simple to make a payment and to review your balance. Reviewed on: 15th May 2024

Quick, easy and manageable.

Quick, easy and manageable. I used PayPal credit to pay for a holiday in 3 easy payments. Reviewed on: 15th May 2024

Easy to use, helpful with people r chases and making...

Easy to use, helpful with people r chases and making sure you get it paid back, if you put it on a credit card it’s easier not to pay it off, PayPal enables you to purchase things and pay over a few months Reviewed on: 15th May 2024

Easy and simple a great way to pay

Easy and simple a great way to pay Reviewed on: 15th May 2024

Overall happy with PayPal.

Overall happy with PayPal. Provides security to online purchases, paying PayPal credit off can be a little pain as it will schedule the payment but money won't leave your account immediately. But it's a small issue, in comparison to all the benefits provided. Reviewed on: 15th May 2024

Easy and there when you needed

Easy and there when needed, app good to use, different ways to pay. Reviewed on: 15th May 2024

Great to deal with.

Never had a problem with my account .easy to make payments and any issues resolved quickly. Reviewed on: 15th May 2024

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