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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal first choice

Whenever there is the option to pay by PayPal I use it I feel my purchases are more protected if my product isn't as described or I don't receive it. Their option to pay in 3 is excellent as you are able to spread the cost over 3:months and I also use the PayPal credit which is easy to use and you get a quick decision when you apply. Reviewed on: 15th May 2024

Excellent service available anywhere even when my ow...

Excellent service available anywhere even when my own banking apps let me doen Reviewed on: 15th May 2024

Very good product

Always useful and easy to use very happy with the options available to me. Love the security of not handing over my card details. Reviewed on: 15th May 2024

The best way tonpay

Pay pal gave a good experience always many options to pay Reviewed on: 15th May 2024

PayPal is just so easy to use!

PayPal is just so easy to use! hassle free and no nonsense and no in expected suprises Reviewed on: 15th May 2024

been using for a long time, it is so useful and hand...

been using for a long time, it is so useful and handy and I love the pay in 3 options too, thank you! Reviewed on: 15th May 2024

It's such an easy way to pay without having to apply...

It's such an easy way to pay without having to apply for new credit each time. Protects my credit rating. Reviewed on: 15th May 2024

I find PayPal great it's service is excellent.

I find PayPal great it's service is excellent. Any problems and they sort it out for you. Reviewed on: 15th May 2024

Paypal is good platform which helped me while doing...

Paypal is good platform which helped me while doing transections. Reviewed on: 15th May 2024

Flexible easy to understand, make use of sending and...

Flexible easy to understand, make use of sending and making transactions online the through app Reviewed on: 15th May 2024

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