Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Reliable resource

Very Reliable with payments when I desperate need to make a purchase Reviewed on: 15th May 2024

PayPal Credit is my go to payment method

Having the flexibility to pay with PayPal credit at 0% interest over 4 months is excellent and is my go to payment method when purchasing anything online that's £99 and over Reviewed on: 15th May 2024

Cost of living saver

Paypal makes life more affordable when you need emergency purchases Reviewed on: 15th May 2024

Paypal is very handy!

Paypal gives you time to pay for your goods, very helpful. Reviewed on: 15th May 2024

Happy ,recommend

Happy ,gona use it further ,already together for 10 years Reviewed on: 15th May 2024

I can recommend this to my friends and family

I’m happy really help me a lot in terms of purchasing items in any of the stores, I feel secure, any time I can use to buy online Reviewed on: 15th May 2024

Always Saves the day the best to use

Always Saves the day the best to use Reviewed on: 15th May 2024

Simply easy to work with

PayPal credit with a semi good interest rate has saved me from making really difficult decisions with a great monthly repayment at an affordable rate. Provided a good investment overall. The interest free period of four months allows more flexibility over larger purchases allowing more time to repay without incurring interest. Thus saving money. Reviewed on: 15th May 2024

Always happy with PayPal

Always happy with PayPal, customer service helped me all time, good interest rates Reviewed on: 15th May 2024

PayPal credit

Love the three month interest free Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101313 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub